Connecticut Home InsuranceFlood insurance discounts in Connecticut
Flood discounts in Connecticut
Flooding is never covered by a standard homeowners policy. But where you live can cut the price of a flood policy: communities in FEMA's Community Rating System earn their residents a discount automatically.
Of the 177 Connecticut communities in the National Flood Insurance Program, 20 are in the rating system. Everywhere else, there is no community discount at all.
| Community | Class | Discount in high-risk zones |
|---|---|---|
| Stamford | 7 | 15% |
| New Haven | 7 | 15% |
| Stonington | 7 | 15% |
| West Hartford | 7 | 15% |
| Fairfield | 8 | 10% |
Source: FEMA NFIP Community Status Book.
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